Terms of Use:

The following terms and conditions govern all use of XAU Partners' services and all content, services, and products available at or through our website (referred to as the "Website"). The Website is owned and operated by XAU Partners ("XAU"). Your use of the Website is subject to your acceptance without modification of all of the terms and conditions contained herein and all other operating rules, policies (including, without limitation, XAU's Privacy Policy), and procedures that may be published from time to time on this Site by XAU (collectively, the "Agreement").

Please carefully read this Agreement before accessing or using the Website. By accessing or using any part of the Website, you agree to become bound by the terms and conditions of this Agreement. If you do not agree to all the terms and conditions of this Agreement, then you may not access the Website or use any services. Your access to and use of the Website is conditioned on your acceptance of and compliance with these Terms. The Website is available only to individuals who are at least 13 years old.

 

1. Payment and Renewal.

General Terms.

By selecting a product or service, you agree to pay XAU Partners the monthly subscription fees indicated (additional payment terms may be included in other communications). Subscription payments will be charged on a pre-pay basis on the day you sign up for an Upgrade and will cover the use of that service for a monthly subscription period as indicated.

Automatic Renewal.

Unless you notify XAU Partners before the end of the applicable subscription period that you want to cancel a subscription, your subscription will automatically renew, and you authorize us to collect the then-applicable monthly subscription fee for such subscription (as well as any taxes) using any credit card or other payment mechanism we have on record for you. Subscriptions can be canceled anytime as per our Cancel Anytime Policy (see #3).

 

2. Services. Fees; Payment.

By signing up for a Services account, you agree to pay XAU Partners the applicable setup fees and recurring fees. Applicable fees will be invoiced starting from the day your services are established and in advance of using such services. XAU Partners reserves the right to change the payment terms and fees upon thirty (30) days' prior written notice to you. Services can be canceled by you at any time on thirty (30) days' written notice to XAU Partners.

 

3. Refunds.

As per our Cancel Anytime Policy, you may cancel your monthly subscription at any time by clicking on “Cancel subscription” in your Account Preferences panel. If you cancel your subscription before the end of your current billing period, you will be refunded the amount corresponding to the unused remainder of the period. All refunds will be processed within 5 business days of cancellation. Refunds will be issued to the original form of payment. We reserve the right to refuse a refund if we believe that you are abusing our refund policy. If you have any questions about our Cancel Anytime Policy, please contact us.

 

4. Responsibility of Website Visitors.

XAU Partners has not reviewed, and cannot review, all of the material, including computer software, posted to the Website and cannot, therefore, be responsible for that material’s content, use, or effects. By operating the Website, XAU Partners does not represent or imply that it endorses the material there posted, or that it believes such material to be accurate, useful, or non-harmful. You are responsible for taking precautions as necessary to protect yourself and your computer systems from viruses, worms, Trojan horses, and other harmful or destructive content. The Website may contain content that is offensive, indecent, or otherwise objectionable, as well as content containing technical inaccuracies, typographical mistakes, and other errors. The Website may also contain material that violates the privacy or publicity rights or infringes the intellectual property and other proprietary rights of third parties or the downloading, copying, or use of which is subject to additional terms and conditions, stated or unstated. XAU Partners disclaims any responsibility for any harm resulting from the use by visitors of the Website or from any downloading by those visitors of content there posted.

 

5. Content Posted on Other Websites.

We have not reviewed, and cannot review, all of the material, including computer software, made available through the websites and web pages to which XAU Partners links, and that link to XAU Partners. XAU Partners does not have any control over those non-XAU Partners websites and web pages and is not responsible for their contents or their use. By linking to a non-XAU Partners website or webpage, XAU Partners does not represent or imply that it endorses such website or webpage. You are responsible for taking precautions as necessary to protect yourself and your computer systems from viruses, worms, Trojan horses, and other harmful or destructive content. XAU Partners disclaims any responsibility for any harm resulting from your use of non-XAU Partners websites and web pages.

 

6. Copyright Infringement and DMCA Policy.

As XAU Partners asks others to respect its intellectual property rights, it respects the intellectual property rights of others. If you believe that material located on or linked to by XAU Partners violates your copyright, you are encouraged to notify XAU Partners in accordance with XAU Partners' Digital Millennium Copyright Act (“DMCA”) Policy. XAU Partners will respond to all such notices, including as required or appropriate by removing the infringing material or disabling all links to the infringing material. XAU Partners will terminate a visitor’s access to and use of the Website if, under appropriate circumstances, the visitor is determined to be a repeat infringer of the copyrights or other intellectual property rights of XAU Partners or others. In the case of such termination, XAU Partners will have no obligation to provide a refund of any amounts previously paid to XAU Partners.

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. Intellectual Property.

This Agreement does not transfer from XAU Partners to you any XAU Partners or third-party intellectual property, and all right, title, and interest in and to such property will remain (as between the parties) solely with XAU Partners. XAU Partners, the XAU Partners logo, and all other trademarks, service marks, graphics, and logos used in connection with XAU Partners or the Website are trademarks or registered trademarks of XAU Partners or XAU Partners' licensors. Other trademarks, service marks, graphics, and logos used in connection with the Website may be the trademarks of other third parties. Your use of the Website grants you no right or license to reproduce or otherwise use any XAU Partners or third-party trademarks.

 

8. Changes.

XAU Partners reserves the right, at its sole discretion, to modify or replace any part of this Agreement. It is your responsibility to check this Agreement periodically for changes. Your continued use of or access to the Website following the posting of any changes to this Agreement constitutes acceptance of those changes. XAU Partners may also, in the future, offer new services and/or features through the Website (including the release of new tools and resources). Such new features and/or services shall be subject to the terms and conditions of this Agreement.

 

9. Termination.

XAU Partners may terminate your access to all or any part of the Website at any time, with or without cause, with or without notice, effective immediately. If you wish to terminate this Agreement or your account (if you have one), you may simply discontinue using the Website. Notwithstanding the foregoing, if you have a paid services account, such account can only be terminated by XAU Partners if you